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Dec 9, 2025
Highest SSNIT pensioner receives over GH¢200,000 every month, full details
Yen.com.gh - Ghana news.
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The Social Security and National Insurance Trust has become the centre of national conversation following new information about its highest-paid pensioner.
In an interview with Kasapa 102.5 FM, Deputy Public Affairs Manager Ms Jemimah Ofori explained that one pensioner currently earns GH₵201,000 every month.
In a two-minute fifty-four-second video shared online, Ms Ofori explained how the beneficiary qualified for such a high monthly figure.
She urged workers to contribute not only from their main jobs but also from additional income streams.
According to her, contributions from multiple sources allow individuals to build a stronger pension base.
She further advised that anyone aiming for a higher pension should avoid relying on a single income source.
Multiple contributions, she noted, significantly increase the monthly payout upon retirement.
"Our highest pensioner earns GH₵201,000 a month because they contributed from multiple income sources," she explained.
Ms Ofori also noted changes in SSNIT regulations. Years ago, under PNDC Law 247, there was no cap on how much a person could contribute monthly.
This allowed many high-income earners to pay large amounts and later receive very high pensions.
However, SSNIT has since adopted a new law that places a cap on monthly contributions.
Under the current system, the maximum insurable income is GH₵61,000, and 13.5 per cent of this amount, about GH₵8,230, is the maximum a contributor can pay monthly.
She added that under the new law, even the highest-paid pensioner currently receives GH₵28,000 monthly, far below the older figure permitted under previous regulations.
Watch the X video below.
Following the announcement, social media has been buzzing with mixed reactions.
@RateYourSociety wrote:
"Is GH₵201,000 a fair monthly pension for someone on the SSNIT payroll?"
@Abrokwa18 shared:
"My dad served in the army for many years. Now
